Financial Services

Financial Services in North & South Carolina

At NorthStar Financial and Retirement Planning, we believe the financial service industry holds a responsibility to provide sound guidance in retirement planning. We take the time to learn about each of our clients’ financial needs and where they see themselves in the future.

A Premier, Independent, and
Focused Retirement Planning Firm

We are a local wealth management and retirement planning firm licensed with over 50 companies and have more than 40 unique portfolio strategies for our clients’ benefit.

Please call us if you have any questions about our firm or the range of financial products and services we provide. Our firm has a relationship with a variety of financial services companies, so if we don’t have a product or service, we know a group that does.

Services We Offer

Retirement Planning

We take the time and effort to customize each retirement strategy according to our clients’ needs. This way we can help our clients achieve the greatest potential benefit. By understanding our clients’ needs, we can develop a strategy that can help minimize market losses and offer growth potential.

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Income Planning

With our financial advice, we devise a plan for our clients, helping to guide them towards a more successful retirement. When creating a plan, we look at your risk level and goals, then educate and advise how you could allocate your money.

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Estate & Legacy Planning

We understand how important family is to our clients, and we want to help them provide for their loved ones through proper estate and legacy planning. We focus on strategies like multi-generational IRAs. We also use tax mapping, so our clients can leave a greater legacy to their family. Our estate planning attorney can assist with designing your will and/or trust.

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Tax-Planning Strategies

We strive to build a tax strategy that will bring out clients as close to a zero percent tax bracket at possible. Our CPA, Travis Smith, focuses on tax reduction strategies.

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Insurance Planning

With the recent changes in the health care market, many are unsure of their options. We take the time to go over insurance needs, including Medicare, the Affordable Care Act, health insurance and life insurance with our clients, so they can have added peace of mind. Long-Term Care Planning requires taking the time to understand how long-term care affects each of us, and finding the right solutions to protect what we have worked so hard for.

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Investment Management

Investment management is a crucial piece to most individuals’ financial plan. However, few take the time to weigh their options before deciding to make a decision. This lack of understanding can lead to reduced income for the rest of their lives. At NorthStar, we believe in helping our clients optimize their investment management so they can thrive throughout retirement.

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Other areas of focus include:

  • Conservative Investment Strategies
  • Tactical Investment Strategies
  • Tax-Free and Tax-Preferred Strategies
  • Bonds, Notes, Bank CDs
  • Multigenerational IRAs
  • Life Insurance
  • Fixed Index Annuities

Types of Investments and Strategies We Use at
Northstar Financial & Retirement Planning


  • Money Market Accounts
  • Cash
  • CDs
  • Treasuries
  • Fixed Annuities
  • Indexed Annuities
  • Bonds
  • Municipal Bonds
  • Corporate Bonds
  • High Yield Bonds


  • Stocks
  • Mutual Funds
  • Exchange Traded Funds (ETFs)
  • Commodities
  • Oil and Gas Programs
  • Real Estate Programs