Medicare & Long-Term Care

Did you know that 70% of retirees will need long-term care at some point in their life?1 With the average cost of a semi-private room in a nursing care facility being around $82,000 a year, it’s vital that retirees and pre-retirees plan ahead of time for health care costs.

We help pre-retirees and retirees create a retirement plan that prepares for long-term care and health care costs, so they don’t derail your hard-earned savings.

Medicare

Since employees aren’t required to maintain coverage for retirees after their employment ends, many retirees rely on Medicare for health care costs. According to a study by the US Department of Health & Human Services, healthcare costs are upward of $11,000 per year for adults 65 and older (contrasting $6,000 for adults between 45-64).2 Unfortunately, Medicare doesn’t cover all health care costs, and doesn’t typically cover long-term care costs.

In order to help prepare for medical costs in retirement, we can help you file for Medicare, figure out which Medicare types are right for you, and prepare for any costs that Medicare doesn’t cover.

Long-Term Care

Long-term care insurance and long-term care riders on income annuities can be helpful in creating long-term care coverage for expenses not covered by Medicare. We want our clients to enjoy their hard-earned savings and have a plan for unforeseen medical costs.

Download your complimentary Long-Term Care Infographic by filling out the form below, and a member from our team will reach out to talk about your long-term care needs.
  • This field is for validation purposes and should be left unchanged.

Long-Term Care

Long-term care insurance and long-term care riders on income annuities can be helpful in creating long-term care coverage for expenses not covered by Medicare. We want our clients to enjoy their hard-earned savings and have a plan for unforeseen medical costs.

Download your complimentary Long-Term Care Infographic by filling out the form below, and a member from our team will reach out to talk about your long-term care needs.
  • This field is for validation purposes and should be left unchanged.