Healthcare & Insurance Planning

How do I get health insurance when I retire?

In order to help prepare for medical costs in retirement, we can help you file for Medicare, figure out which Medicare types are right for you, and prepare for any costs that Medicare doesn’t cover.

Medicare eligibility rules can be complicated for Parts A and B. They’re based on your age, whether you’re retired or still working, and whether or not you’re receiving Social Security benefits.

Medicare

Medicare is the government healthcare plan for most people when they retire. However, choosing the right plan can be daunting. NorthStar assists with: 

  • Sign Up Correctly for Medicare
  • Medicare Supplement Plans
  • Medicare Advantage Plans
  • Prescription Part D Drug Plans
  • Other Insurance Options
  • Avoid Penalties & Extra Premiums
  • Yearly Plan Review

Tax Planning for Medicare

There are several tax-triggering events that can occur in retirement that affect the cost of medicare. NorthStar helps you with strategic income-planning so that you can avoid unexpected increases for you and/or your spouse.

Health Insurance

Do you have to enroll in Medicare? Not exactly. We’ll help you navigate your Medicare and Insurance options so that you can feel confident you’re getting the level of insurance you need at the best cost for you and your family. 

Your health and financial security
are important to us.

We understand the complexities of retirement planning in a world where no one can accurately predict what will happen with Social Security and when Medicare might run out. We’re a full-service team that specializes in comprehensive financial and health plans that tackle your unique needs in all aspects of your retirement planning journey.

Call us today for a complimentary consultation.

NorthStar Financial & Retirement Planning (864) 297-0762

Investment Management

Investment management is a crucial piece to most individuals’ financial plan. However, few take the time to weigh their options and a lack of understanding can lead to reduced income for the rest of their lives. Our goal is to maintain a reasonable rate of return while protecting your assets during market downturns.
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Income Planning

We customize each retirement strategy according to our clients' needs so that they can spend with confidence without fear of outliving their money.
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Tax Planning Strategies

We strive to build a tax strategy that will bring our clients as close to a zero percent tax bracket as possible. Our CPA, Travis Smith, focuses on tax reduction strategies. Less taxes = more to spend in retirement!
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Long-Term Care Planning

Long-Term Care Planning requires taking the time to understand how long-term care affects each of us and finding the right solutions to protect what we have worked so hard for. We'll also help you weigh the decision between staying home and moving to a retirement community.
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Healthcare & Insurance Planning

Insurance, Medicare, Medicare Supplements and Advantage plans must be part of the conversation when building a comprehensive retirement plan. In order to help prepare for medical costs in retirement, we can help you file for Medicare, figure out which plans are right for you, and prepare for any costs that Medicare doesn’t cover.
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Legal, Estate & Legacy Planning

We understand how important family is to our clients, and we want to help them provide for their loved ones through proper estate and legacy planning. We focus on strategies like multi-generational IRAs. We also use tax mapping, so our clients can leave a greater legacy to their family. Our estate planning attorney can assist with designing your will and/or trust.
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Contact us for your
Free 5-Step Retirement Guide.

Our 5-STEP RETIREMENT GUIDE will show you what information is needed to understand the risks associated with retirement so that you can make smart retirement planning decisions.

How can we help?

It can be difficult to decide where to go for financial advice. At NorthStar, we believe in the Golden Rule: treat others the way you would like to be treated. We understand that people can be apprehensive when asking for information and assistance.

Our promise to you is that we will be respectful of your time and there will be no pressure or obligation to do business with us. We want you to be comfortable from the minute we meet!

- George

George Fossing RICP® | CLTC®, President, CEO