We believe in your future — one that blends beautifully with your past. We look at your investment history, years of hard work, and current stage in life and combine them with your retirement goals and the things you really want for your future and family.
NorthStar Financial & Retirement Planning began in 2007 when founder George Fossing left his position as a Branch Manager for a large insurance company. He felt he was underserving his clients due to having limited products and resources that were offered through just the one company. Now, being independent, he has access to the universe of products and solutions for his clients.
George also took notice that retirement planning has gotten more complicated over the years, and realized it takes a team to fully understand and grasp the new reality that today’s retirees face. NorthStar is one of just a few firms that can truly offer investment strategies, social security planning, tax planning, healthcare planning, and estate planning — all under one roof!
Financial advisors who are fiduciaries hold a relationship of trust with their clients and abide by fiduciary duty. Fiduciary duty is the ethical obligation to act solely in someone else’s best interest. In theory, this should minimize conflicts of interest and make a financial advisor more trustworthy. All of our Investment Advisor Representatives (IAR) act as fiduciaries.
A fiduciary is an individual who is ethically bound to act in another person’s best interest. This obligation eliminates conflict of interest concerns and makes a fiduciary’s advice more trustworthy.
Put their clients’ best interests before their own, seeking the best prices and terms.
Act in good faith and provide all relevant facts to clients.
Avoid conflicts of interest and disclose any potential conflicts of interest to clients.
Do their best to ensure the advice they provide is accurate and thorough.
Avoid using a client’s assets to benefit themselves, such as by purchasing securities for their own account before buying them for a client.